"No Advice" Insurance Offer
Ezicover insurance provides a lump sum payment on death or
medically confirmed diagnosis of terminal illness. Please follow the link to
arrange "Do It Yourself" life insurance with cover from $50,000 to
$750,000.
A Product Disclosure Statement for this product is available via the above link. Information on this product is provided by Zurich Australia (AFSL 232510), which does not take into account your financial objectives, situation, or needs. You should consider these factors, together with the PDS before deciding whether to acquire this product. Grove Securities acts as a referrer for this product when purchased online, and does not make any recommendation or give any opinion about this product. Grove Securities receives a commission from premiums of 20%.
Grove Securities offers advice on a comprehensive range of matters affecting a client's financial circumstances. We also provide access to, and deal in, a comprehensive range of investment products. Please down load our Financial Services Guide ("FSG") for detail of important information relating to the type of services
that we offer and our charges.
Advice
The matters and circumstances where we are able to provide professional advice include the following:
 financial planning |
wealth creation |
asset protection |
| Centrelink benefits |
estate planning |
debt management |
| superannuation |
DIY super |
corporate super |
| salary sacrificing |
listed securities |
cash deposits |
| international shares |
fixed interest |
retirement planning |
| redundancy |
self funded pensions |
portfolio design |
| portfolio management |
life insurance |
risk management |
| succession planning |
home loans |
RSA's |
| Australian shares |
warrants |
options |
| business analysis |
income protection |
rollovers |
| master trusts |
tax effective investing |
financing |
| bonds |
payment products |
derivatives |
| managed investments |
charitable trusts |
agribusiness investment |
| margin lending |
economic outlook |
investment outlook |
| child allocated pensions |
growth pensions |
retirement income |
Investments
In
many cases our advice may lead to the purchase or investment in a financial
product. Clients may also instruct us to place investments for them, knowing that Grove Securities provides a "one-stop-shop" and that we may be able to rebate commissions that would otherwise apply.
Virtually all products available in the market are available through Grove Securities. In broad terms they include cash management trusts, fixed or variable interest products, managed funds (international and Australian equities, bonds, hybrids, property, fixed interest, absolute return, and alternative investments etc), life and other personal risk insurances, and superannuation.
We provide a selection of these products through our web-site but please be aware that prior to investing we recommend that you seek advice to ensure that they are appropriate and that you read the associated product disclosure statements. In no way does the inclusion of these products on our web-site mean that we endorse them as appropriate for you. Please read our warnings and
disclaimers.
Management
Our portfolio management and administration services extend beyond the specialist area of superannuation. Grove Securities services in this area range from portfolio design and construction to ongoing monitoring, management and reporting (performance, tax, transactions and corporate actions etc).
You will find that our portfolio services offer exceptional value and functionality. Many wrap platforms offer investments in managed funds, shares and cash but do little beyond this.
Our portfolio administration system enables access to a very comprehensive range of investments. This range includes ASX equities, ASX property trusts, ASX warrants, ASX options, ASX convertible notes, international equities, wholesale managed funds, listed trusts, fixed interest securities, cash, exchange traded options, term deposits and margin lending.
Apart from routine reporting functions additional benefits include annual tax reporting and tax planning functionality.
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Apply to invest in selected approved products or receive our preferred product (further detail will be provided) |
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ING Savings Maximiser (high yield, no fees, no fixed term, no minimum deposit). |
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| Macquarie Bank CMT or Macquarie Cash XL (Ideal for SMSF working accounts or high yield) | ||
| AMP eASYSAVER (high yield for business & SMSF's with no fees) | ||
| International Managed Funds (Exposure to one or more of the top rated funds, such as AXA Wholesale Global Equity Value Fund, Macquarie Walter Scott Global Equity Fund, Platinum International, DWS Global Equity Thematic, ETF's, and many more). | ||
| Australian Equity Managed Funds (Again, top rated funds targeting your prefered exposure to either industrials, small caps, growth, value, or other specialist sectors). | ||
| Employer Superannuation (Products specifically for the superannuation needs of small to medium sized businesses) | ||
| Fixed Interest and Income (Selected for appropriate sovereign grade, investment grade, and high yielding corporate fixed income and hybrid debt / equity exposure). | ||
| Property Funds (Top rated funds with exposure to office, commercial, international, or other preferred sectors available). | ||
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Personal Superannuation (Personal superannuation fund that is portable,
low cost, and provides good
investment choice). Personal Risk Insurances (Term Life, Trauma, Income Protection, Total and Permanent Disablement, and Business Expenses insurance). |
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